5 easy steps for a fast insurance claim
If you own a home or commercial property a typical roof replacement from wind or hail damage will cost you thousands of dollars out of your pocket, unless you understand the insurance claim process in advance. After being struck by wind or hail, storm victims often feel overwhelmed. Whether they have a commercial or residential roof, owners have a few critical steps to consider for having a fast insurance claim process, a quick roof repair or a completely new quality roofing system:
Identify hail and wind damage on your roof quickly
Hail and wind damage can be impossible to see from the ground or with an un-trained eye. Have a trusted roofing professional assess your roof immediately for damage. Top quality roofers will provide a free roof inspection to earn your business.
Get temporary roof repairs to stop leaks immediately
High winds and large hail can cause divots, minute cracks, missing shingles in composition shingles or broken seams on commercial and metal roofing systems. Use an approved roofing tarp to protect your investment before water leaks can exacerbate the problem. Failure to properly secure your property may complicate your insurance claim.
Call your insurance 24 hour claim hotline-not your agent-to make an insurance claim for wind or hail
Call your insurance company 24 hour claim hotline immediately and make an appointment with an adjuster. This is a free service provided by your insurance company and following any substantial storm, you should have your property inspected for potentially hidden damage. A professional roofer may provide his own adjuster report to you and meet your adjuster to advocate on your behalf.
Research for your preferences in name brand residential roofing shingles
Research roofing materials on the internet, ask your insurance agent for a list of qualifying roofing products that may offer additional discounts on your home insurance policy. Visit your local home supply store and consult with your roofing contractor to see samples and get questions answered. Consider metal roofs, tile or composition shingles which come in numerous designs, thickness and prices. Commercial roof owners should research flat roofs which include rolled roofing single membrane, sprayed and modified bitumen roofs to name a few.
Choose a residential or commercial roofing contractor based on specific qualifications
Choose a roofing contractor with local references from your state and don´t forget to check their expertise with handling the insurance claim process. These two sources tell you how well this contractor treats existing customers, allowing you to see their completed work and personally meet a specialist for a free insurance claim assistance.
